Life Budget

 

 
EXAMPLE

MONTHLY LIFE BUDGET 

$  2,400.00 (take home
after taxes & retirement)

 CAR:        (.15% $360)

 CAR:  CAR: 
    (.11% $264)
 CAR INSURANCE
  (.03% $72)                 
 

 CAR LOAN
  (.08% $192)
 

 CAR REGISTRATION
 

 

DRIVER LICENSE

 - AAA
 - Car Insurance
 - Car Loan
 
 - Inspection
 - Registration
 - County Tax
 - Driver License

 $-     NONE
 
$-    72.00
 $-   192.00

 $-     NONE
 $-     NONE
 $-     NONE
 $-    NONE

   MAINTENANCE:
   (.04% $96)






 



 


GARAGE 
 CAR EQUITY LOAN
   (.02% $48)
 
CAR MAINTENANCE
   (.02% $48)










 GARAGE 

 - Car Equity Loan

 - Gas
 - Oil
 - Rental Cars
 - Repairs
 - Tires   
 - Wash & Wax
 - Garage

 $-    48.00

 $-    48.00
 $-     NONE
 $-     NONE
 
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE

 CLOTHING:   (.04% $96)
 CLOTHING:  CLOTHING:
   (.02% $48) 

 CLEANERS
 CLOTHING
 
 IRON & BOARDING
 LUGGAGE
 SEWING & FABRICS
 STORAGE
 TAILOR
 WASHER & DRYER

 - Cleaners
 - Clothing
 - Goodwill
 - Iron & Board
 - Luggage
 - Sewing & Fabrics
 - Storage
 - Tailor
 - Washer & Dryer

 $      NONE
 
$-    48.00
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE

 SHOES:
   (.02% $48)
 SHOES   - Shoe Repair
 - Shoes  
 $-     NONE
 
$-    48.00  
 FINANCE:    (.09% $216)
 FINANCE:  INVESTMENT:
   (.03% $72)
 LIFE INSURANCE  - Life Insurance   $-    72.00  
 LOAN:
   (.03% $72)
 VISA  - VISA  $-    72.00
 SAVINGS:
   (.03% $72)

 CHECKING
 SAVINGS

 - Checking
 - Savings

 $      NONE
 $     72.00

 TAXES:

 FEDERAL TAXES:
 H&R BLOCK:
 STATE TAXES:

 - Internal Revenue Service
 - Preparation Fee
 - State Department of Revenue

 $-   REFUND
 $-     NONE
 $-   REFUND

 FOOD:       (.23% $552)
 FOOD:  DINING ROOM:
   (.01% $24)

 CHINA
 CRYSTAL
 DINING ROOM
 LINENS
 SILVERWARE
 TABLE & CHAIRS

 - Plates
 - Glassware
 - Dining Room
 - Linens
 - Silverware
 - Table & Chairs

 $-     NONE
 $-     NONE
 $-    24.00
 
$-     NONE
 $-     NONE
 $-     NONE

 FOOD:
   (.21% $504) 
 GROCERIES
 RESTAURANTS
 - Groceries ($80 Weekly) 
 - Restaurants ($20 Weekly)
 $-   400.00
 $-   100.00
 KITCHEN:
   (.01% $24)

 BLENDER
 COFFEE POTS
 COOK BOOKS
 COOKING CLASSES
 COOKING MAGAZINES
 DISHWASHER
 FOOD PROCESSOR
 KITCHEN
 KNIVES
 LINENS
 MICROWAVE
 MIXER
 POTS & PANS
 REFRIGERATOR
 STORAGE
 STOVE & OVEN
 TOASTER

 - Blender
 - Coffee Pots
 - Cook Books
 - Cooking Classes
 - Cooking Magazines
 - Dishwasher
 - Food Processor
 - Kitchen
 - Knives
 - Linens
 - Microwave
 - Mixer
 - Pots & Pans
 - Refrigerator
 - Storage
 - Stove & Oven
 - Toaster

 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 
$-     NONE
 $-    24.00
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE

 HEALTH:     (.03% $72)
 HEALTH:  BATHROOMS:
   (.01% $24)

 BATHROOMS
 COSMETICS
 LINENS

 - Bathrooms
 - Cosmetics
 - Linens

 $-    24.00
 
$-     NONE
 $-     NONE

 BEDROOMS:
   (.01% $24) 

 BEDROOMS
 BEDS & TABLES
 LINENS

 - Bedrooms
 - Beds & Tables
 - Linens

 $-    24.00
 
$-     NONE
 $-     NONE

 HEALTH:
   (.01% $24)

 DENTIST
 HEALTH INSURANCE
 MEDICINE
 OPTOMETRIST
 PHYSICIAN

 - Dentist
 - Health Insurance
 - Medicine
 - Optometrist
 - Physician

 $-    24.00
 
$-     NONE
 $-     NONE
 $-     NONE
 $-     NONE

 HOME:       (.31% $744)
 HOME:  FIREPLACE:

 FIREPLACE CLEANING
 GAS LOG INSERTS

 - Fireplace Cleaning
 - Gas Log Inserts

 $-     NONE
 $-     NONE

 FLOORS:

 CARPET
 HARDWOOD FLOORS
 RUGS
 TILE FLOORS
 VACUUM CLEANER

 - Carpet & Cleaning
 - Hardwood Floors
 - Rugs
 - Tile Floors
 - Vacuum Cleaner

 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE

 GARDENING:

 FENCING
 GARDENING
 TREES

 - Lumber
 - Gardening
 - Tree Service

 $-     NONE
 $-     NONE
 $-     NONE

 HOME:
   (.23% $552)  

 ASSOCIATION DUES
 MORTGAGE

 - Association Dues
 - Mortgage

 $-     NONE
 $-   552.00

 (Total Debt: Car, Car Equity Loan, Visa, Mortgage and Home Equity Loan not to exceed .40% by Law)
 MAINTENANCE:
   (.02% $48)

 HOME EQUITY LOAN
   (.02% $48)
 HOME MAINTENANCE
 
 REMODELING

 - Home Equity Loan

 - Ladder
 - Painting
 - Blue Prints
 - Home Magazines
 - Remodeling

 $-    48.00

 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE

 UTILITIES:
   (.06% $144)

 GARBAGE
 HEATING & AIR

 PHONE


 POWER
 TERMITE INSPECTION
  WATER

 - Waste Management
 - Heating & Air
 - Heating & Air Repairs
 - Phone
 - Stamps
 - Electric Repairs
 - Power
 - Termite Inspection
 - Plumbing Repairs
 - Water Source

 $-    24.00
 
$-    24.00
 
$-     NONE
 
$-    24.00
 
$-     NONE
 $-    24.00
 $-     NONE
 $-     NONE
 $-    24.00
 $-     NONE

 WINDOWS:

 BLINDS & CURTAINS
 STAIN GLASS
 WINDOWS & CLEANING

 - Blinds & Curtains
 - Stain Glass
 - Windows & Cleaning

 $-    NONE
 $-     NONE
 $-     NONE

 LEISURE:    (.03% $72)
 LEISURE:  ARCHERY:

 ARCHERY & DARTS
 FISHING
 GUNS

 - Archery & Darts
 - Fishing
 - Personal Defense & Handguns

 $-     NONE
 $-     NONE
 
$-     NONE

 DOGS:

 DOG FOOD
 REGISTRATION
 VETERINARIAN

 - Dog Food
 - AKC
 - Veterinary Hospital

 $-    NONE
 $-     NONE
 $-     NONE  

 EDUCATION:
   (.03% $71) 
 OFFICE
 POSTAGE
 READING & WRITING
 SCHOOL
 - Office
 - Postage
 - Books & Stationery
 - Baptist Theological Seminary
 $-     NONE
 $-     NONE
 $-     NONE
 $-    72.00
 ELECTRONICS:

 CDs & CASSETTES
 CD PLAYERS
 RADIO
 TV
 VCR

 -CDs & Cassettes
 - CD Players
 - Radio
  - Direct TV Satellite
 - VCR

 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE

 GAMES:  CHESS & PUZZLES  - Chess & Puzzles  $-     NONE
 JEWELRY:   WATCH  - Watch  $-     NONE
 LIVING ROOMS:

 BOOKCASES
 CABINETS
 LAMPS & LIGHTING
 SOFA & CHAIRS
 TABLE & CHAIRS

 - Bookcases
 - Cabinets
 - Lamps & Lighting
 - Sofa & Chairs
 - Table & Chairs 

 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE

 KAYAK:

 KAYAK
 KAYAK MAGAZINES
 OUTDOOR MAGAZINES
 OUTFITTERS

 - Kayak
 - Sea Kayaking Magazine
 - Wildlife Magazine
 - Outfitters

$-     NONE
 $-    NONE
 $-    NONE
 $-    NONE

 MOVIES:

 MOVIE THEATERS
 VIDEOS

 - Movie Theaters
 - Videos 

 $-     NONE
 
$-     NONE

 MUSIC:

 AEROBICS
 DANCE
 GUITAR
 INSTRUMENTALS
 SHEET MUSIC
 VOCALS

 - Aerobics
 - Jubilate School of The Arts
 - Guitar
 - Instrumentals
 - Sheet Music
 - Vocals

 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE

 PERFUME:  PERFUME  - Perfume  $-     NONE
 PHOTOGRAPHY:

 ART
 CAMERA
 FRAMES
 PHOTOS

 - Art
 - Camera
 - Film Development
 - Framing

 $-     NONE
 $-     NONE
 $-     NONE
 $-     NONE

 TENNIS:  TENNIS  - Tennis  $-     NONE
 TRAVEL:

 MAPS
 TRIPS

 - Maps
 - Beach & Mountain Trips

 $-     NONE
 $-     NONE

 VIDEOS:

 MOVIE THEATERS
 VIDEOS

 - Movie Theaters
 - Videos

 $-     NONE
 $-     NONE

 SPIRITUAL:  (.12% $288)
 SPIRITUAL:  OFFERING:
   (.02% $48)

 BENEVOLENCE
 BOOKS

 CARDS & STATIONERY
 FLOWERS
 MAGAZINES









 ORGANIZATIONS








































 RADIO


 VIDEOS

 - Benevolence
 - Christian Book Distributors
 - Local Church Materials/Fees
 - Cards & Stationery
 - Florist    
 
- Business Reform
 - Citizen Magazine OR Clubhouse Jr.
 - Clubhouse Jr.
 - Decision Magazine
 - Highlights for Children
 - In Touch Magazine
 - Moody Magazine
 - Pray Magazine
 - Value America Magazine
 - World Magazine
 - Alliance Defense Fund
 - American Bible Society
 - American Tract Society (ATS)
 - Bibles to China
 - Campus Crusade for Christ
 - Caryl Matrisciana
 - Child Evangelism Fellowship
 - Christian Law Association
 - Christian Web Hosing
 - Consuming Fire Ministries
 - Coral Ridge Ministries
 - Crown Financial Ministries
 - Dr. Don Colbert
 - Evangelism Explosion
 - Friends of Israel
 - Haven Ministries
 - Insight for Living
 - Inter Cristo
 - Jewish Family Service OR Jewish Federation
 - Jews for Jesus
 - John Hagee Ministries
 - Joni Eareckson Tada
 - Koinonia House
 - Let My People Think
 - Library of Congress
 - Life in the Word
 - Love Worth Finding
 - Marketplace Ministriest
 - Messianic Jews
 - Office of the Chief Counsel
 - Overcomers Outreach
 - Pastoral Care Ministries
 - Pastoral Care Network
 - RBC Ministries
 - Renewing the Heart
 - Right to Life
 - Samaritain's Purse
 - The Urban Alternative
 - True Love Waits
 - Wallbuilders
 - Word for Today
 - BBN Radio
 - Local Christian Radio
 - Thru the Bible Radio
 - Creation Science Evangelism
 - Gospel of John Video 
 - Jeremiah Films 
 - Jesus Film Project
 - Local Church (Tapes/CDs)
 - Moody Videos      
 - Vision Videos  

 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
$-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE

 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    10.00
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    10.00
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    10.00

 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    NONE
 $-    10.00

 TITHE:
  
 (.10% $240)
 CHURCH TITHE       - Local Church                 $-   240.00

 

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